UK-FCA-native · Consumer Duty aligned

AI voice agents built for UK & EU collections — and built to wear your agency's name.

Amicorda runs compliant, empathetic voice conversations for arrears and pre-arrears outreach — with elastic capacity, full audit trails, and a white-label layer so your agency can resell it as your own product.

No card required · UK-based team · Portfolio-scoped pricing

Live voice preview
Simulated · illustrative script
A
Amicorda Assistant
Outbound · pre-arrears check-in

Press play to hear a sample compliant call script, spoken live by your browser.

This preview uses your browser's built-in voice to illustrate the conversation flow and tone — not Amicorda's production voice model, which is still in build.
Every real Amicorda call opens with a recorded-line disclosure and an instant human-handoff option, as required under FCA Consumer Duty.
FCA Consumer Duty by design
GDPR & UK DPA 2018
Full audit trail, every call
White-label ready
Why teams switch to Amicorda

Collections calling has an availability problem, not just a cost problem

Agencies and lenders lose recoverable accounts every day simply because there aren't enough compliant hours in the day to reach everyone. Amicorda removes that ceiling without removing the human touch where it matters.

01

Contact rates are falling

Most outbound dials never connect, and the ones that do land outside a shrinking window of compliant calling hours — leaving agents chasing a fraction of the portfolio.

02

Compliance risk sits with every agent

Consumer Duty, vulnerability handling, and script adherence depend on consistent human judgement, call after call, shift after shift — hard to guarantee at scale.

03

Headcount doesn't flex with volume

Portfolio spikes mean either idle seats in quiet months or missed calls in busy ones. Neither is a good position to run a collections desk from.

The platform

Everything a UK collections desk needs from a voice agent

A quick look — see the full platform breakdown for how each piece works.

Consumer Duty guardrails

Vulnerability signals, affordability language, and disclosure rules enforced in every call flow.

Elastic concurrent capacity

Scale from 10 to 10,000 concurrent calls for a seasonal spike, then back down again.

Full white-label layer

Your brand, your voice persona, your domain — see the agency partner program.

Built for resellers

One platform. Every agency's own brand on top of it.

Most voice AI platforms sell to one lender at a time. Amicorda is built so a collections agency can license the whole platform, put its own name and voice persona on it, and resell it to its own client base.

See how reselling Amicorda works
Agency A
Agency B
Your brand
NR
Northgate Recoveries
Powered by Amicorda · borrower never sees "Amicorda"
Compliance-first, not compliance-later

Designed around FCA Consumer Duty from the first line of script

See the full compliance breakdown, including how each Consumer Duty outcome is enforced.

4
Consumer Duty outcomes enforced in every flow
100%
Of calls recorded, transcribed & logged
<1s
Target voice response latency
24/7
Coverage within permitted calling windows

Let's see if Amicorda fits your portfolio

Book a 20-minute scoping call — we'll tell you honestly if we're not the right fit yet.