The platform

One voice platform, built specifically for regulated collections calling.

Every part of Amicorda is designed around the same constraint: it has to hold up to FCA Consumer Duty scrutiny on every single call, not just the ones someone happens to audit.

Guardrails

Consumer Duty is enforced in the call flow, not left to a script PDF nobody re-reads

Every conversation path is built and signed off against the four Consumer Duty outcomes before it ever reaches a borrower — and the platform actively listens for vulnerability signals and affordability language as the call happens, not after the fact in a QA sample.

  • Real-time vulnerability & distress detection
  • Mandatory disclosures on every call, no exceptions
  • Your compliance team approves every flow before go-live
Capacity & hand-off

Elastic capacity, with a real person always one sentence away

Scale from a handful of calls to thousands of concurrent conversations for a seasonal spike, then straight back down — no recruiting drive, no idle seats in the quiet months. And any borrower can ask for a human at any point in the call; full context transfers with them, so nobody has to repeat themselves.

  • Scale concurrent call volume up or down on demand
  • Instant, context-aware transfer to a live agent
  • Coverage inside your permitted calling windows, every day
Data & audit

Every call talks to your systems, and leaves a full paper trail behind it

Two-way sync with the collections platform, dialer, or CRM you already run — no rip and replace, no re-keying outcomes by hand. Every recording, transcript, and decision log is stored against the account, ready for internal QA or an FCA information request.

  • Native sync with your existing case-management system
  • Recordings, transcripts & decision logs on every call
  • Exportable audit trail, ready for regulator review
How it works

From portfolio file to compliant conversation

Live in weeks, not quarters — most of the work is script and compliance sign-off, not integration.

1

Connect your data

Secure sync from your collections platform or CRM — no manual uploads once configured.

2

Approve the scripts

Your compliance team reviews and signs off every call flow before it goes live.

3

Brand the experience

Apply your agency's name, voice persona, and domain across every borrower touchpoint.

4

Go live & monitor

Watch contact and resolution rates in real time, with every call auditable end to end.

Fits your stack

Built to sit alongside what you already run

Amicorda is a voice layer, not a rip-and-replace platform — it's designed to connect into the case-management and dialer tools your team already knows.

Case management & collections platforms

Two-way sync for account status, payment promises, and outcome codes, so nothing has to be re-keyed by hand.

Dialers & telephony

Works alongside your existing outbound infrastructure or routes calls independently — whichever fits your setup.

Payments & affordability tools

Hands off cleanly to your payment portal or affordability assessment flow the moment a borrower is ready.

See the platform against your own portfolio

Bring a sample of your call flows and we'll show you exactly how Amicorda would handle them.